All tools
Before you raise the paddle
Max bid calculator
Work backwards from your target yield to the highest hammer price that still hits your return. Prevents auction-room fever.
£
4%15%
Additional property
+5% SDLT surcharge
First-time buyer
Main home only, ≤ £500k
Your maximum bid at the hammer
£121,428
Projected gross yield: 8.00%
Total acquisition cost (all-in)
Hammer price
£121,428
SDLT
£6,071
Fixed costs + refurb
£15,000
Annual rent
£11,400
Total acquisition cost£142,499
For guidance only, not financial advice. Verify SDLT with HMRC before completion.